ABC Home Warranty 2020 Review

Started in 1952, ABC Home Warranty is a family-owned business located in central Ohio and run by ABC Home Services, which became a part of the IGS family of companies in 2017. In addition to providing repair services for homeowners, ABC provides assistance to realtors who are in the market for a home warranty on behalf of a client.

We’ve assessed hundreds of home warranty companies to provide you with a reliable and objective review of various providers. Our reviews are based on several factors, including plan structure, cost, customer reviews, and more.

Compare the advantages and disadvantages of ABC Home Warranty below.

ABC Home Warranty Pros and Cons

Pros Cons
Pros Cons
No service fee Very limited Core plan
Transparent pricing No add-on options for Core plan
Sample service agreements available Only available in Ohio

ABC Home Warranty Plans and Coverage

ABC Home Services offers three home warranty packages for homeowners: the Core Home, Premier Home, and Premier Plus plan. Below, we’ve detailed the specifics about what items are covered under each plan. Note: in all three plans, the maximum coverage limit is the same for each type of product.

Plans and Coverage

Appliances and Systems Core Premier Premier Plus Maximum Coverage Limit
Appliances and Systems Core Premier Premier Plus Maximum Coverage Limit
Attic and Exhaust Fans $500
Boiler / Furnace $1,750
Central Air Conditioning (Ducted) $1,750
Clothes Dryer $500
Clothes Washer $500
Central Vacuum System $500
Dishwasher $500
Garage Door Opener $500
Garbage Disposal $250
Heat Pump $2,000
Heating Systems (Not Pump) $1,750
Inside Sewer Line
Inside Drain Line $2,000
Inside Electrical System / Line $2,000
Inside Gas Line $2,000
Inside Water Line $2,000
Instant Hot Water Dispenser $500
Kitchen Refrigerator $500
Microwave Oven $500
Natural Gas Fireplace Components $500
Natural Gas Lamps $500
Outside Buried Gas House Line $2,000
Outside Electric Line $3,000
Outside Sewer Line $8,000
Outside Water Line $4,500
Range Oven Cooktop $500
Trash Compactor $500
Water Heater $750

In addition to these systems and appliances, ABC Home Warranty also offers coverage for optional add-ons with the Premier and Premier Plus plans. No additional options are available for the Core plan.

Limited Roof Leak Protection: $750

Pool and/or Inground Spa Equipment: $1,500

Well and Septic Protection: $4,000

Wet Bar Refrigerator/Wine Cooler/Ice Maker: $500

There are some perks, with limits of course, that come with the Premier Plus and Premier warranty plans.

  • Building permits: limit of $250 per protection period
  • Concrete access: limit of $500 per protection period
  • Inspections, additions, and alterations: limit of $500 per protection period
  • Removal, disposal, relocation of Items: limit of $500 per protection period
  • Home seller protection for Premier Plus customer only

ABC Home Warranty Coverage Exclusions

To receive coverage, all items should be in proper working condition before your home warranty agreement is signed. There are also limitations for each appliance or system, the details of which can be found in each plan’s respective service agreement—the Core plan service agreement, the Premier Plan service agreement, and the Premier Plus plan service agreement.

ABC Home Warranty denies the following conditions from its coverage:

  • Item is not in proper operating condition before the effective date begins
  • Damage is caused by improper use, accident, handling, or improper installation
  • Equipment is covered by product recall, warranty, or an extended warranty
  • Loss or failures are caused by power surges, fire, storms, fire, or previously improper repairs

When equipment is beyond repairable, ABC Home Warranty will replace an appliance or system with similar features, efficiency, and capacity. If the replacement cost exceeds the provider’s maximum limits, the policyholder must make up the difference.

ABC Home Warranty Pricing

When purchasing your home warranty plan from ABC Home Services, you have the option to pay annually if buying a warranty for a new home, or annually or monthly if renewing a home warranty plan. To pay monthly, payments must be able to be charged automatically to a credit card.

Note: The cost of each home warranty plan is dependent upon the plan you choose and the size of your home. Here’s a breakdown of ABC Home Warranty plan costs.

Plans and Pricing

Plan Protection with New
Home Purchase
Renewal Protection
Plan Protection with New
Home Purchase
Renewal Protection
Payment Schedule Annual Annual
Premier Plus Home Warranty
(under 5,000 square feet)
$725 $725
Premier Plus Home Warranty
(5,000 to 8,000 square feet)
$1,265 $1,265
Premier Plus Home Warranty
$625 $625
Premier Home Warranty $495 $495
Core Home Warranty $420 $420

Some ABC home warranty plans fall right within the home warranty industry average range of $300 to $600 a year, while the Premier Plus plan is a little more expensive.

What stands out about ABC Home Services home warranty plans is the fact that no service fee is required. When a local technician or contractor is dispatched to your home for a repair or replacement, it’s at absolutely no cost to you beyond the standard plan fee. Typically, home warranty service agreements require a service fee between $75–$125 each time service is requested.

New England Home


ABC Home Warranty Reviews

ABC Home Services is an accredited business with the Better Business Bureau (BBB) and has an A+ rating. With any top home warranty company, there will be a mix of positive and negative reviews. Here’s what some ABC Home Warranty customers have to say:

“This is our third home warranty company. The first was OK, but it was through our mortgage company, which we lost when refinanced with another company. The second was awful. ABC gets a contractor in touch with you within one business day. I have nothing but good things to say about this company.” — Lisa H, 5 stars

“Our furnace was not lighting properly. I called in the claim and waited for a week and three days for a contractor’s call that never came. I got the issue resolved myself and canceled the call. I’ve had good service from ABC in the past, but this was horrible.” — David E., 1 star

Also note ABC Home Services’ response to this negative review:

“We apologize for the delay with the contractor scheduling service. It appears we were able to resolve the issue as we dispatched a different HVAC contractor to the home on 12/31/19. We look forward to providing a better experience in the future.”

Frequently Asked Questions about ABC Home Warranty

Is an ABC home warranty worth it?

When a major system or appliance breaks down in your home, not only might you have to live without your reliable refrigerator or heat in your house, you’re going to have to pay for whatever repairs or replacements are necessary to get the item in good working condition again. That is, unless your home is covered under a home warranty.

A home warranty is a service contract that covers the cost of repairs and replacements when major home appliances and systems break down, providing homeowners with peace of mind and preventing them from paying expensive costs out of pocket.

Where does ABC Home Warranty provide coverage?

ABC Home Warranty provides coverage to residents in Ohio. People who live in other states should consider companies like American Home Shield or AFC Home Club. American Home Shield covers all states, except Alaska, and AFC Home Club covers all states except for Hawaii, California, South Carolina, and Nevada.

What is IGS Home?

IGS Home Warranty is a subsidiary of IGS Energy that focuses on providing insurance for utility lines and HVAC systems.

Our Conclusion

The This Old House Reviews team gives ABC Home Warranty a 8.4/10 rating. While ABC Home Services does have good home warranty options for homeowners, we believe there are better options out there for people looking for more comprehensive coverage. For one, ABC Home Services is only available in Ohio, preventing other U.S. residents from enrolling in coverage. Additionally, the Core plan, ABC’s most basic plan, doesn’t provide coverage for essential items like the refrigerator, oven, or central vacuum system.

Our Recommendation: American Home Shield

If we were to recommend one home warranty company to homeowners, it would be American Home Shield. AHS covers 11 critical home systems and 10 essential appliances, provides customer service 24 hours a day, seven days a week, and has been in business for over 45 years.

Here’s how American Home Shield stacks up against ABC Home Services:

AHS vs ABC Home Warranty

Provider American Home Shield ABC Home Services
Provider American Home Shield ABC Home Services
Best for Coverage Ohio residents
Sample Contract Provided Yes Yes
Number of Plans 4 3
Average Lowest Cost $600 $420
Optional Add-Ons Yes Yes
# of States Covered 49 1 (Ohio)
Excluded States Alaska 49 states, excluding Ohio
Waiting Period 30 Days Not Available
Service Fee $75, $100 or $125 $0
Years in Business 48 31
BBB Accredited Yes Yes
BBB Rating B A+
Average Trustpilot Reviews 2.5 Stars 2.6

For a free quote from American Home Shield, call them directly at 888-878-4576 or fill out this easy online form with your zip code.

Our Rating Methodology

The This Old House Reviews team is committed to providing comprehensive and unbiased reviews to our readers. This means earning your trust through transparency and having the data to back up our ratings and recommendations. Our rating system for home warranty providers is on a 100-point scale based on seven factors:

  • Plan options (25)
  • Coverage specifics (5)
  • Pricing (25)
  • Trustworthiness (25)
  • State availability (5)
  • Customer service (10)
  • Additional benefits (5)

Our Reviews Team reviewed 45 companies and we have a full-time researcher who collects (and regularly updates) more than 100 specific data points from each company to help us compare them on key factors such as coverage, cost, service, and dependability. Read more on our methodology here.

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